I do not think I'm cheap in the least, just a value seeker when it comes to being a consumer. Most of us know buying a new car is probably one of the worst investments we can make. The second we drive the vehicle off the lot I'm told the loss is 20% equaling thousands of dollars. Then after the first year that wonderful pretty four-wheel money pit loses value. My preference is to purchase a car 2 to 4 years old, low mileage, still with a manufactures warranty, and has all the bells and whistles included. Someone else can be cool buying new watching their dollars evaporate from the get go!! I also will drive that car for as many years as possible before it becomes overly expensive in repairs. My financial pet peeve with cars is leasing, for me it is like a long-term rental with no equity at the end. Am I Cheap or a value seeker?
A few weeks ago went back home to Montreal window shopping, and found ourselves entering the Harry Rosen clothing store. It was like Fort Knox with security guards strategically place throughout the location. I saw this sweater that looked nice and warm, but the price ticket was almost $300. I get the dress for success idea, but I could go to Sears or Tip Top purchasing five sweaters for that price just as nice. When it comes to shoes this where I feel spending more gets additional value in the long run. I have had dress shoes last me ten years, so if I amortize them it comes to $15/ year, as cheaper shoes are a two-year deal. You can do the math. Clothes as well I wear until they start looking tired, and have no desire to buy the latest fashions unless at discount outlets or clearances. I can get away with this because of purchasing classic stuff that never goes out style. A suit can last a long time, just buy a few new ties and shirts every year and it is like new again. Am I Cheap or a value seeker?
One of the areas I think we all want bang for our buck is in purchasing groceries. Most food stores put out a weekly flyers with their sales. They hope by doing so they're customers will purchase other products not on special, and that is where they can make some money. I'm the customer they hate because if something is on special a good deal that is all I will buy there. Before Christmas one of the stores had Maxwell House coffee on special for $2.00, and I knew the regular price everywhere else was $5.99. I bought 5 jars and walked out. The great news is I wasn't even put off having to spend an additional five cents for the plastic bag!! Am I cheap or a value seeker?
Technology is another place I refuse to pay a fortune to obtain, because it becomes outdated much too quickly. Therefore if I wait six to eight months after a new product is launched, I know there will be significant saving. Also enough time to use it before becoming totally obsolete. My laptop is 4 years old, works great, so I have no need to get any updated models. It will be with me until the device dies, and I'm given no choice to buy another. My cellphone is an I-Phone 4 works great does what I need it too, why purchase anther for hundreds of dollars to have a few more apps I won't use? Am I cheap or a value seeker?
Don't be so OVERSMART by worldtalk
Article Source: http://EzineArticles.com/8884718
A few weeks ago went back home to Montreal window shopping, and found ourselves entering the Harry Rosen clothing store. It was like Fort Knox with security guards strategically place throughout the location. I saw this sweater that looked nice and warm, but the price ticket was almost $300. I get the dress for success idea, but I could go to Sears or Tip Top purchasing five sweaters for that price just as nice. When it comes to shoes this where I feel spending more gets additional value in the long run. I have had dress shoes last me ten years, so if I amortize them it comes to $15/ year, as cheaper shoes are a two-year deal. You can do the math. Clothes as well I wear until they start looking tired, and have no desire to buy the latest fashions unless at discount outlets or clearances. I can get away with this because of purchasing classic stuff that never goes out style. A suit can last a long time, just buy a few new ties and shirts every year and it is like new again. Am I Cheap or a value seeker?
One of the areas I think we all want bang for our buck is in purchasing groceries. Most food stores put out a weekly flyers with their sales. They hope by doing so they're customers will purchase other products not on special, and that is where they can make some money. I'm the customer they hate because if something is on special a good deal that is all I will buy there. Before Christmas one of the stores had Maxwell House coffee on special for $2.00, and I knew the regular price everywhere else was $5.99. I bought 5 jars and walked out. The great news is I wasn't even put off having to spend an additional five cents for the plastic bag!! Am I cheap or a value seeker?
Technology is another place I refuse to pay a fortune to obtain, because it becomes outdated much too quickly. Therefore if I wait six to eight months after a new product is launched, I know there will be significant saving. Also enough time to use it before becoming totally obsolete. My laptop is 4 years old, works great, so I have no need to get any updated models. It will be with me until the device dies, and I'm given no choice to buy another. My cellphone is an I-Phone 4 works great does what I need it too, why purchase anther for hundreds of dollars to have a few more apps I won't use? Am I cheap or a value seeker?
Article Source: http://EzineArticles.com/8884718
